U.S. loses 23K jobs in July, economists detail housing
The U.S. economy shed 23,000 jobs in July — and while that number sounds abstract, it lands differently when you're trying to price a home in Gilbert or
Pennymac rolls out VA partial claim option ahead of
Pennymac, one of the country's largest VA loan servicers, has officially launched a VA partial claim option for eligible borrowers facing mortgage
The Natural Feature That Makes Some Neighborhoods 15
In Phoenix, two homes priced identically, sitting five miles apart, can feel like completely different climates. One subdivision bakes at 112°F all
Student Debt Down Payment Penalty: 8 Months to 16 Years of
Student debt and homeownership have always had a complicated relationship. But recent research is putting hard numbers on something I've watched play out
Weekly mortgage demand slips 2.9% as rates climb past 6.8%
The Mortgage Bankers Association just dropped another cold-water number: overall mortgage demand fell 2.9% last week as the average 30-year fixed rate
Home Buying After Chapter 7 or Chapter 13 Bankruptcy: What
Plenty of people assume that filing Chapter 7 or Chapter 13 bankruptcy means they're locked out of homeownership for a decade. That's not true. The real
Home Prices Are on The Upswing in More Cities—Here's Where
Home prices nationally are rising again. Not everywhere, not evenly — but the trend is real enough that buyers who've been sitting on the sidelines are
How Much Mortgage Can I Afford on My Salary?
There's a number floating around that gets repeated so often it sounds like law: spend no more than 28% of your gross monthly income on housing. If you
Price Cuts Creep Back Up as Summer Selling Season Stalls
The Phoenix metro had a simple script heading into summer 2026: inventory stays tight, demand holds, prices creep up. That script isn't playing out. Price
Using Your IRA To Buy Another Home: The Strategy Turning
Most people think their IRA is locked up until they're 59½ — a box you fund, forget about, and crack open in retirement. But there's a lesser-known
AI's Housing Impact Is Strong — But Highly Localized: What
The national headlines keep telling us that artificial intelligence is transforming real estate. That's true. But here's what those headlines miss: the AI
AI's housing impact is strong — but highly localized
When people talk about artificial intelligence reshaping the housing market, they tend to paint it with the broadest possible brush. Tech is booming, they
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